Many women with large families are also concerned with the question of how women’s discounted retirement benefit for mothers with several children, which can be used for forty years of eligibility, will develop.
According to Section 18 (2a) of the Pension Act, a woman with at least forty years of eligibility is entitled to a full old-age pension, regardless of her age.
The term of entitlement is not the same concept as the term of service, it is a narrower concept than the term of service. From the point of view of the “women 40” pension, the period of eligibility is the insurance related to gainful activity or a legal relationship that is subject to it.
Entitlement period also as child-rearing time: the duration of pregnancy-childbed allowance, infant care fee, adoption fee, childcare fee, childcare assistance benefit, childcare allowance, child-rearing support, home care fee for children and the service time spent in the nursing fee, which is paid by a seriously disabled blood relative or the woman acquired with regard to her adopted child, or the service time acquired prior to January 1, 1998, which falls under the same consideration. It’s good to know that in the event of a certificate in addition to the gyes
the duration of the so-called passive pension is also an entitlement period for the discounted retirement benefit.
– draws attention on the portal Mrs Márta Balogh Molnárpension expert.
According to the regulation on the “internal ratio”, within the total eligibility period, the length of service gained through gainful activity or a legal relationship related to it must reach thirty-two years, in addition, eight years of child-rearing time can be taken into account for the forty-year eligibility period.
This requirement is a shorter period for children in need of increased care, i.e. in the case of children’s home care fees or care fees established with regard to severely disabled children,
at least thirty years instead of thirty-two years,
thus, in this case, ten years of child-rearing time can be included in the forty-year eligibility period.
There is also a discount for the number of children. The entitlement period acquired through gainful activity or a legal relationship subject to it is one year after five children brought up in one’s own household,
for each additional child, it can be reduced by an additional year, but not more than seven years in total.
In the case of mothers with five children, the “women’s 40” can be used for thirty-one years of employment instead of thirty-two years, if the additional nine years of eligibility required for forty years are completed from the above child-rearing periods.
In the case of more than five children, the entitlement period acquired through employment or a legal relationship related to it may be reduced by an additional year for each additional child, up to a maximum of seven years in total. In this way, mothers with six, seven, eight children can benefit from this eligibility period discount, as well as those with nine, ten, eleven children.
In the case of six children, thirty years of employment instead of thirty-two years, twenty-nine years for seven children, twenty-eight years for eight children is sufficient for eligibility, if the additional ten, eleven, twelve years required for the forty-year eligibility period are completed from the above child-rearing periods. Mothers with nine, ten, and eleven children benefit from five, six, and seven years of the thirty-two year requirement.
In the case of mothers who have received nursing allowances for a severely disabled child or children’s home care allowances, instead of thirty-two years of employment or a period of time equivalent to that, the eligibility period must be at least thirty years, this thirty-year period is reduced for five or more children one more year each, with a maximum duration of seven years.
Of course, all these benefits are also available to the adoptive mother.
Attention should also be drawn to the fact that some of the periods considered to be service time cannot be taken into account as qualifying time for women with a forty-year qualifying period, such as:
- the length of service obtained with job search (unemployment) benefits,
- the period of full-time studies at the higher education institution,
- the duration of the passive sick pay, i.e. sick pay paid after the termination of the insurance relationship, and
- nor service time acquired by paying contributions based on the agreement.
For those ladies who also have acquired service time from one of these types of service time, the forty-year eligibility period can be obtained after a longer period of time. However, these periods of service, which do not qualify as entitlement periods, are of course already taken into account for the pension amount, they are not wasted.